SAVINGS
Welcome to VAH Lyons Employees FCU's Savings Services. We are dedicated to offering the best financial products to help you achieve your savings goals. Dive into our array of offerings:
Personal Savings / Share Savings Account
Open the doors to a world of benefits and financial products tailored for you with our Share Savings Account.
- Membership Gateway: A modest minimum deposit of $25 establishes your membership with VAH Lyons Employees FCU, giving you access to all the exclusive services we offer.
- Attractive Benefits:
- No monthly service charges
- Earn dividends, credited monthly
- Access your funds anytime with Online Banking
- Convenient quarterly statements to monitor your funds
- No need to visit us: Use payroll direct deposit to effortlessly save
- Exclusive Access: Opening a Share Savings Account means more than just saving. You unlock:
- Low-rate loans
- Higher rates on deposit accounts
- Checking Accounts with VISA Debit card access - Coming soon in 2024
Your funds are in safe hands; they are federally insured by the National Credit Union Administration up to $250,000.
Club Accounts
For those moments in life that require a bit of preparation.
- Holiday Club Accounts:
- Start saving early for the festive season
- Savings period runs from October 2nd to September 30th of the following year
- Enjoy a stress-free shopping experience with funds available on October 1st
- Choose your deposit schedule (weekly, bi-weekly or monthly deposits) and amount customized to reach your goal
- Vacation Club Accounts:
- Perfect for planning that much-needed getaway
- Open account to set aside funds weekly, bi-weekly or monthly for your vacation needs
- Automated transfers make saving hassle-free
Key Notes:
- Open club accounts with an established primary account
- Federally insured by NCUA
Share Certificates (CDs)
Coming Soon-December 2023!
Step up your savings game with our Share Certificates. Lock in funds for specified terms and enjoy higher dividends.
- Term Flexibility: Choose from 6, 12, 24, or 36 months
- Highlights:
- Earn competitive dividends
- Minimum balance requirements
- Access to eStatements
- Online Banking for ease of management
- Early withdrawal fee applies for untimely access
Stay tuned for the official launch, and reach out to discover if a CD aligns with your financial goals.
Thank you for choosing VAH Lyons Employees FCU as your financial partner.
Together, let's shape your financial future!